| Lender | Varies | Up to $1500 | Alberta,British Columbia,Ontario | You must provide bank details. | ViewSuitableFor those in need of a short term cash solution. | ViewTermsYou must be over 18 to apply |  |
Wonga.ca is a ground-breaking online lender founded in the UK and serving Canadians from its Toronto based headquarters. Wonga.ca can help solve your short-term and urgent cash flow problems and with wonga.ca you only pay for what you borrow. Pay it back early and it’ll cost you less.
Wonga.ca is different from other online lenders because of its sophisticated risk and decision technology which means that the application and approval process takes literally minutes. Wonga.ca is the first company in the world to fully automate the lending process and wonga.ca makes the approval process completely objective and responsible. Decisions are instant and wonga.ca always shows you the total cost upfront, so there are no hidden costs.
DETAIL INFORMATION >> | ServicesServicesThis is a fast and efficient Payday loan service.
RestrictionsRestrictionsYou must be a Canadian citizen and over the age of 18.
AdvantagesAdvantages1.Very user-friendly calculator / sliding scale on homepage to view your possible loan, term and interest
2.Choose your repayment by the day - the shorter the loan the less you pay
3.If accepted, you'll get the money in your bank account very quickly.
4. Max loan amount is $1000 for new customers and up to $1,500 for existing customers
DisadvantagesDisadvantages1.You can only borrow up to $1500 |
| Lender | 599.64% | Up to $1,500 | Ontario and Alberta | Must live in a province where the product is offered | ViewSuitableEmergency cash needs | ViewTermsYou must have an active bank account with direct deposit and be at least 18 years of age. | |
Get a fast and easy Payday Loan from Money Mart! Sometimes everyone ends up a little short on cash. Whether you need cash to pay the bills, fix the car or just breathe a little easier, they can help get you the quick instant payday loan you need. Apply online today – it’s fast, friendly and hassle-free which is why you can count on us for the best payday loans in town.
DETAIL INFORMATION >> | ServicesServices1. Apply online
2. You may receive up to $1,000 for your first loan
3. Repeat customers can receive up to $1,500
RestrictionsRestrictionsServices Currently Not Available in:
Manitoba, British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Quebec, Saskatchewan, Yukon Territory
AdvantagesAdvantages1. Online Application – apply 24 hours a day, 7 days a week
2. No faxing required for qualified applicants
3. Cash deposited directly into your bank account, or pick-up your funds
4. Convenient, quick, hassle free
DisadvantagesDisadvantages1. You must have a source of income with direct deposit
2. You must reside in a province where the loans are offered |
| Lender | 60% - 299% | Up to $1,700 | Alberta, Ontario and British Columbia | Instant application approval requires your personal, employment and banking details. | ViewSuitableImmediate cash needs | ViewTermsYou must be over the age of 18, currently employed and have an active bank account. | |
Don’t get a payday loan, get Mogo! Mogo is Canada’s leading online short-term lender offering low credit alternatives to payday loans. Since 2003, they’ve challenged payday lenders by providing the most affordable, convenient and innovative loan solutions available. Compared to a payday lender Mogo offers customers up to 50% more money, at up to 90% cheaper and guarantees funding to your bank or Paypal account within 1 hour, 7 days a week.
Get up to $1700 on your first 30 day loan and use the promocode WWTPCA receive 25% off.
DETAIL INFORMATION >> | ServicesServicesServices :
1.They lend the most money – up to 70% of net pay.
2.Get up to $1700 on your first loan.
3.Save up to 90% compared to a typical payday loan.
4.Guaranteed 1 hour funding to bank or paypal account 7 days a week
5.They have a cheaper 30 day loan and a flexible line of credit product
RestrictionsRestrictionsCurrently not available in New Brunswick and Quebec.
AdvantagesAdvantages1.9 out of 10 applicants approved
2.Easy application and instant approval decision
3.1 hour bank or Paypal account funding guaranteed, 7 days a week
4.100% money back happiness guarantee before first payment
5.Multiple loan products with flexible and affordable payment options
DisadvantagesDisadvantages1.At this time Mogo can only loan to someone who is employed and being paid by their employer.
2.Services not available in New Brunswick or Quebec. |
| Lender | 599.64% | Up to $1,500 | British Columbia, Ontario and Alberta | You must be currently employed for more than two months with the same employer, be self-employed or be collecting employment insurance | ViewSuitableEmergency cash needs | ViewTermsYou must be employed, have an active bank account and be over the age of 18 years old. | |
DollarsDirect provides you with a fast, convenient and reliable payday loans service. Their payday loans can help you bridge the gap between paydays and are a convenient option if you cannot access a payday loan through a traditional service.. New customers may qualify for up to $500 and returning customers can receive up to $1,500. To save 20% on your initial loan fee at DollarsDirect.ca, use discount code: CJCASH (not redeemable in British Columbia.)
DETAIL INFORMATION >> | ServicesServices1. Apply online
2. You may qualify for up to $500 for your first loan from DollarsDirect
3. Returning customers can receive up to $1,500
RestrictionsRestrictionsServices Currently Not Available
Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Prince Edward Island, Quebec, Saskatchewan, Yukon Territory
AdvantagesAdvantages1. Apply in minutes online 24 hours a day, 7 days a week.
2. Easy to qualify.
3. Perfect credit not required.
4. Cash as soon as today deposited directly into your bank account.
DisadvantagesDisadvantages1. The loan term can be up to 62 days.
2. For a loan of $1,500 the total cost of borrowing would be $315. The total amount you would repay would be $1,815. |
| Lender | APR : 599.64% | $100 – $1500 | British Columbia and Ontario | Personal details, employment and banking information | ViewSuitableFor those in need of a short term cash solution | ViewTermsYou must be regularily employed, and be using a bank account with Direct Deposit or Cheque pay. | |
My Canada Payday is Canada's Premier Online Payday Lender. Their quick and secure online application will have money in your account without even leaving your home ! My Canada Paydays staff are very helpful and their loan application process is extremely quick and easy. Ontario and British Columbia only.
DETAIL INFORMATION >> | ServicesServicesOnline Payday Loan Application
RestrictionsRestrictions1. Must be 18 years or older.
2. Ontario and British Columbia only.
3. No disability loans paid. You must be employed.
AdvantagesAdvantages1.Totally Online Application Process – You can apply 24 hours a day, 7 days a week!
2.No Faxing Required.
3.Everything is done securely and safely via your PC.
4.Cash deposited direct to your bank account, or sent via EMT.
5.Safe, Convenient and Secure
DisadvantagesDisadvantages1.Must be paid via Direct Deposit or Cheque only.
2.No cash allowed.
3.You must live in B.C. Or Ontario at time of review.
4. No disability loans paid. You must be employed. |
| Lender | Dependent on State | Up to $1,500 | Alberta and Ontario only | Initially personal details. | ViewSuitableEmergency cash needs | ViewTermsYou must be over the age of 18 years old, reside in Alberta or Ontario and receive a steady source of income. | |
Got a money emergency? Hit with a big, unexpected, bill? Need vacation cash? Sometimes payday can seem like a long way away. So we’re here to help with payday loans that can help bridge the gap. For over 25 years, we’ve provided fast, friendly, service for no-hassle payday cash advances.
DETAIL INFORMATION >> | ServicesServicesPayday loan provider
RestrictionsRestrictions1. 18 years of age or older
2. Valid government-issued photo ID
3. Reside in Alberta or Ontario
4. Steady source of income
5. Current chequing account
6. Email address
7. Active phone number
AdvantagesAdvantages1. Fast Funding –Get your money safely deposited into your account today!
2. Instant Approval –Find out if you're approved right away!
3. Easy Application process –Faxless and Hassle Free!
DisadvantagesDisadvantages1. Fee is dependent on the state. |
| Broker | Varies | $100 - $1500 | Alberta, British Columbia, Ontario and Manitoba | They need your name, address, contact details, employment information, and banking details in order to complete your payday loan request | ViewSuitableFor those seeking a solution to a short term cash problem | ViewTermsSee website for details | |
Cashloansnow.ca provides fast and easy PAYDAY LOANS and CASH ADVANCES anywhere in Canada. Regardless of how you manage your money there are always times when you might need a little help. Life is complicated, and from time to time unexpected expenses can crop up.
DETAIL INFORMATION >> | ServicesServicesPayday Loan Broker
RestrictionsRestrictionsTo qualify for a payday loan, you must:
1. Be a citizen or resident of Canada
2. You must be at least eighteen (18) years old
3. You must be currently employed
4. You must have an active bank account
AdvantagesAdvantages1. Easy Online Application - Can't make payment on your next payday? We are very flexible with repayment dates.
2. Instant Loan Approvals - Requirements are minimal and easy to meet. We will find you the lowest rates available.
3. No faxing required - Visiting a storefront is a huge inconvenience. Instead, just fill out our online application form.
4. Your money in 30 minutes - You could get money in your bank account in as little as 30 minutes.
5. Even with bad credit you can still qualify for a payday loan. Your credit score is not a factor in receiving the loan in most cases.
DisadvantagesDisadvantages1. Interest rates on payday loans tend to be high
2. Payday loans are not a long term solution to debt problems |
| Broker | Depends on Lender | Up to $1,500 | Ontario, British Columbia, Alberta | Employment and Bank details | ViewSuitableImmediate Cash Needs | ViewTermsYou must be employed and over the age of 19 years old. | |
Canada Loan Source is your trusted source for fast, easy and secure Payday Loans. They match you with the best lender in your province, for the best payday loans, ensuring you get the money you need when you need it.
DETAIL INFORMATION >> | ServicesServicesPayday loan service
RestrictionsRestrictions1. You must be at least nineteen (19) years old
2. You must be currently employed
3. You must have been with your current employer for more than three (3) months
4. You must have an active bank account
5. You must not have filed for bankruptcy in the past year
6. You must have an active phone that we can use to contact you
AdvantagesAdvantages1. Immediate Approval
2. Funds deposited same day
3. Up to $1,500 Loan
DisadvantagesDisadvantages1. Not available for self-employed, social assistance, workers comp or disability.
2. For short-term money needs only |
| Broker | Ask on application | $100 - $1,500 | Alberta, Ontario and British Columbia | Personal details, employment and banking information | ViewSuitableEmergency cash needs. | ViewTermsSee website for details | |
Payday Eh provide you with payday loans of up to $1,500. You receive same day approvals for cash in hours and you can use your cash for anything. It is easy to qualify these payday loans as there are minimal requirements.
DETAIL INFORMATION >> | ServicesServices1. Payday loan service
RestrictionsRestrictionsSee website for terms and conditions
AdvantagesAdvantages1. Same Day Approvals for Cash in Hours
2. Easy to Qualify For All Canadians
3. Use Your Cash for Anything
4. Minimal Requirements = Fast Approval
5. Secure Encryted Form & Total Privacy
DisadvantagesDisadvantages1. There is limited information on the website.
2. You have to apply to obtain the APR and fees. |
| Broker | Varied by lender | Up to $1500 | Alberta, Ontario and British Columbia | Personal identification, current employment details and banking information | ViewSuitableShort term borrowing and emergency cash needs | ViewTermsYou must be currently employed, over 18 years of age and have an active bank account.
| |
Receive up to $1500. Uncle Buck provides consumers with fast, convenient and straightforward payday loans through a number of top loan providers. The Uncle Buck application process takes 2 minutes to complete online - 24 hours a day, 7 days a week, 365 days a year - and connects borrowers with the best payday lenders in their province – providing a cash advance to avoid excessive bank overdraft or credit card charges, pay unexpected bills and bridge the gap between paydays.
DETAIL INFORMATION >> | ServicesServices1. Apply online
2. You may receive up to $1500
3. Money deposited directly into your bank account.
RestrictionsRestrictionsServices Not Available in All Provinces
AdvantagesAdvantages1. Apply in two minutes online 24 hours a day, 7 days a week.
2. Easy to qualify. No Faxing required
3. Perfect credit not required.
4. Cash deposited directly into your bank account.
DisadvantagesDisadvantages1. Not available in all Canadian provinces
2. Proof of employment required |
| Broker | 1355% | Up to $1,500 | Alberta, Ontario and British Columbia | Your current financial performance | ViewSuitableEmergency cash needs | ViewTermsYou must be at least 18 years old and have a bank account that accepts direct debit. | |
Pay Day Finders provides consumers with access to a select number of top payday loans providers. They attempt to match you, based on the information you provide, with a lender willing to loan you money. The application procedure to apply for a loan is very simple and takes no more than 5 minutes.
DETAIL INFORMATION >> | ServicesServices1. Fill in online application.
2. Money wired straight into your bank account.
RestrictionsRestrictions1. Have a bank account that accepts direct debit
2. Are at least 18 years old
3. Are employed and receive a regular pay cheque or salary
4. Live in Canada
AdvantagesAdvantages1. Instant approval.
2. Same day cash in your account.
3. No fax, no fuss.
DisadvantagesDisadvantages1. Please note that the average first time payday loan amount varies between $185 to $200.
2. Typical 1355% APR (30 day loan) |
| Broker | Varies | $100 - $1500 | All Provinces | Initially employment, personal and residential details. | ViewSuitableFor individuals looking for a solution to a short term cash problem | ViewTermsYou must be 18 or over, employed and a citizen or resident of Canada. | |
Unexpected expenses can leave the best of us strapped for cash before our next Pay Day. Online Payday's application form takes just a couple of minutes and get an instant answer back. Borrow up to $1500 with Online Payday.
DETAIL INFORMATION >> | ServicesServicesPayday broker
RestrictionsRestrictionsTo qualify for a payday loan, you must:
1. Be a citizen or resident of Canada
2. You must be at least eighteen (18) years old
3. You must be currently employed
4. You must have an active bank account
AdvantagesAdvantages1. Complete and submit the application found on our website. The application itself takes just a couple of minutes. In most cases the application is reviewed and approved instantly.
2. The money is deposited into your bank account by electronic transfer usually within 24 hours of being approved.
3. This website does not charge a fee to the applicant. The cost of the loan will vary by the lender, the amount of the loan and the province in which you live.
4. Submitting an application simply states that you wish for one of our agents to approve and contact you to discuss your payday loan options. You may ask us any questions, and withdraw your request if you choose to do so.
5. Even with bad credit you can still qualify for a payday loan. Your credit score is not a factor in receiving the loan in most cases.
6. The loan amount and applicable fees will automatically be deducted from your bank account on the due date of the loan. You do not need to do anything.
DisadvantagesDisadvantages1. You cannot extend your existing loan date due to Canadian regulations. You must it back in full on the due date.
2. Due to the short term nature of payday loans and the higher risk payday lenders take when lending to individuals with less then perfect credit histories, payday loans tend to have high interest rates. |
VIEW BAD CREDIT LOANS HERE >> Payday Loans Information
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